Here's what most people miss about the current lending landscape: The stark divergence between...

Here's what most people miss about the current lending landscape: The stark divergence between prime and subprime isn't just about risk. It's a fundamental shift in credit risk appetite and segmentation strategy.

Lenders are doubling down on high-quality customers, leaving a massive gap for financial inclusion. This opens doors for alternative data models for the underserved, but also signals rising inequality.

https://indiafintech.substack.com/p/wrapping-up-2025-in-the-indian-financial