Borrowers under 35 made up 58% of first-time borrowers in the December 2025 quarter, a TransUnion...

Borrowers under 35 made up 58% of first-time borrowers in the December 2025 quarter, a TransUnion CIBIL report shows.

Underwriting retail credit? Personal loan originations in this under-35 group rose 20% year-on-year, powered by instant digital platforms.

Are you seeing young applicants take loans more for lifestyle expenses or for productive assets?

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